Affirm FAQ

Q: What is the Affirm payment plan?

A: Affirm provides a way for you to make payments on your Owlet. Your Owlet order will process as soon as you complete the checkout process.

Q: How long will my payments last?

A: You can choose how long your payments will last. Affirm offers a 3, 6, and 12 month payment plan.

Q: Are there any interest rates I should be aware of?

A: Qualified applicants may be offered a 0% APR financing option.  Those who are not qualified will pay a rate between 10-30% APR depending on your credit score.

Q: What does 0% APR financing mean?

A: This means you will not pay any interest on your Owlet.  When you are finished making your payments, your total out-of-pocket cost will be $299.99 + tax and shipping.

Q: Are there any hidden fees or charges with the 0% APR financing?

A: No, Affirm does not have any hidden fees or charges.

Q: How do I get approved to make payments on my Owlet?

A: Follow the link on our website. You will be required to make an account with Affirm and provide them with your personal information. They will run a credit check and set up your payment plan.

Q: How long does it take to get approved through Affirm?

A: Affirm approves the loan instantly and your Owlet order will begin processing immediately.

Q: Do I get my Owlet right away or do I have to wait until after I finish my payments?

A: You do NOT have to wait to receive the Owlet until after your payments are finished. When you purchase an Owlet and set up a payment plan with Affirm, your Owlet order will process and ship as if you payed in full.

Q: Where do I make my payments?

A: Your payments will be made through the Affirm website. They will send you reminder emails when your payments are due.

For further questions visit the Affirm How it Works page and their FAQs page.